Investing is putting your money to work to create income or grow your wealth. It’s about understanding your current and future needs and developing a plan (or investment strategy) that will help you move through life.
And it starts with setting some goals.
Before you invest, it’s important you set realistic goals. Take the time to work out why you’re investing, how much you have to invest and when you need a return.
Once you have these foundations in place, it’s easier to make decisions about your investment strategy.
What is KiwiSaver?
KiwiSaver is a voluntary work-based savings initiative that makes it easier for you to save for your future. KiwiSaver makes it easier to save because money is put into a KiwiSaver scheme from your weekly, fortnightly or monthly pay.
Once you join KiwiSaver your savings are locked-in until you reach the age of eligibility for New Zealand Superannuation (currently 65), or for five years for people who join after age 60.
KiwiSaver offers a number of benefits including:
Insurance protects you from financial setbacks. It's as simple – but crucial – as that. It's about protection for all that’s important to you – yourself, your family, your assets and your business.
There’s a range of different insurance products to suit everyone’s different needs. We can help look at your situation and suggest ways to:
Personal protection is about protecting you and your family financially if you or a family member dies, has a serious accident or suffers an illness that impacts your family’s living standard.
It also protects the things around you – your house, your car and everything in your home that makes it uniquely yours.
Find out more about:
Life is all about taking little risks. But sometimes things can happen that change our lives for the worst. Protecting your life and lifestyle is all about being prepared for the unexpected, and making sure you and your family are looked after financially.
Here are some of the life and lifestyle insurance options available.
|Receive a lump sum if you suffer a major illness or injury|
You don’t know when or how a health problem might affect you.
Protecting your health helps ensure you have immediate access to the right healthcare services when you need them. It provides an alternative way of paying for treatment so you can use private services and seek advice if the unexpected happens.
Want to know more? Contact Us, we’ll be happy to talk to you about a health insurance package to suit your needs.
You can’t control some business risks (like economic downturns), but you can plan for other risks and events, like losing a key member of staff or damage to your business premises. That planning can mean the difference between success and failure.
For more information click on the links below: