Once you’ve decided to start saving for your retirement, the next step is to work out how much you’re likely to need. Any retirement pension you may receive from the Government is likely to be enough to live on, but not enough to cover the extras that can make all the difference.

So first you need to work out when you want to retire, and what kind of retirement you’d like – do you want to potter in the garden or cruise around the world? Work out how much you’ll need to save to make your retirement goals real.

Living comfortably in retirement

As a rule of thumb, you’ll need two-thirds of your pre-retirement income to maintain your standard of living. But everyone’s circumstances are different – so if you think about what kind of retirement you’d like, we can give you some realistic options for getting there.

A disclosure statement is available on request and free of charge..