Life is all about taking little risks. But sometimes things can happen that change our lives for the worst. Protecting your life and lifestyle is all about being prepared for the unexpected, and making sure you and your family are looked after financially.

Here are some of the life and lifestyle insurance options available.

Crisis Cover

Receive a lump sum if you suffer a major illness or injury

Life Cover

Receive a lump sum payment when you die or if you become terminally ill

Disability Cover

Receive a lump sum that will help make life easier if you become totally and permanently disabled and unable to ever work again

Income Cover

Receive up to 75% of your income if you can't work because of illness or accident

Home Loan Cover

Covers your mortgage in the event of your death, illness or accident, and offers optional cover for redundancy and bankruptcy

Future Cover

Provides the option for you and your business to take cover in the future, based on your health today

Children's Cover

Provides future insurability options and cover for your child if they suffer a major illness or injury, so you can be rest-assured they'll get the best care possible

Independence Cover

Receive a lump sum payment should you become totally and permanently disabled