Protecting your Business

If your business lost an owner through death or major illness or you lost a key person that was critical to your business functionality, wouldn’t it be reassuring to know you were protected financially?

We can help you look at the risks your business might face and what you can do to protect it.

Protecting your Business Assets

How would your business cope if its assets were damaged or lost? Your business needs its property and assets, just to keep functioning.  If anything does go wrong you need to be sure things can be restored so your business is up and running as soon as possible.

We can provide the following protection for your business:

Protecting yourself financially from serious illness

It’s easy to take good health for granted, especially when we’re younger. 

Without it, we may lose the ability to keep working to meet our financial obligations and provide for ourselves, and people who depend on us.  We may also be unable to enjoy the lifestyle we’ve built up.

When setting your financial goals, it’s important to consider not just building wealth, but also retaining it.  This includes assessing your risks – things that could have a major impact on your financial health if they were to eventuate.

What to consider

Investing can help you achieve your goals, but it can also be quite confusing.

There are five core investment principles to consider when building your investment portfolio. These principles help you make informed investment choices.

1. Know your risk profile

It’s risky to invest in financial markets. There’s a chance the value of investments will rise or fall in value. Do you prefer slow but steady growth, or are you willing to experience ups and downs for potentially greater returns over the long run?

KiwiSaver for the self-employed

How to join KiwiSaver if you are:

  • Self-employed
  • Under 18
  • Not working


Just because you’re self-employed doesn’t mean you have to miss out on KiwiSaver and some of the great benefits it has to offer. To join KiwiSaver, you’ll need to select a scheme provider and apply directly. You’ll need to check the minimum contribution amount and the conditions of your membership with your scheme provider (you can do this by requesting a copy of their product disclosure statement).